EV vs Petrol — cost comparison

Compare the total cost of ownership (TCO) of an electric and a petrol car over your chosen period — purchase price, electricity and fuel, servicing and insurance.

km
yrs

Electric car

£
kWh/100 km
£/kWh
£

Petrol car

£
l/100 km
£/l
£
Verdict
EV — total cost
Petrol — total cost
EV — electricity / year
Petrol — fuel / year

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TCO = purchase price + (energy/fuel + service + insurance) × years. Excludes depreciation and finance cost — estimate those in the lease and depreciation calculators.

How we compare EV and petrol

The calculator adds up total cost of ownership (TCO): the purchase price plus annual running costs multiplied by the comparison period. Energy cost is mileage ÷ 100 × consumption (per 100 km) × price, for both electricity and fuel.

Annual service and insurance are added for each car. The break-even point shows after how many years the cheaper-to-run EV recovers its higher purchase price.

TCO formula

  • Energy/fuel cost (year) = mileage ÷ 100 × use × price
  • Annual cost = energy/fuel + service + insurance
  • TCO = purchase price + annual cost × years
  • Break-even = price difference ÷ annual saving

Frequently asked questions

Is an EV really cheaper?

It depends on mileage and energy prices. An EV usually has lower 'fuel' and service costs but a higher purchase price. High annual mileage pays it off faster; with low mileage a petrol car can be cheaper overall.

What about home vs public charging?

Enter an average electricity price per kWh. Home charging is cheaper (e.g. night tariff); public fast chargers cost more — if you use both, use a weighted average.

Does it include depreciation?

Not directly — TCO covers purchase and running costs. Estimate each car's value loss in the depreciation calculator and add it to the comparison.

Is my data sent anywhere?

No — everything is calculated locally in your browser.

EV vs petrol — which is cheaper to own?

The decision is driven not by the sticker price but by the cost over the whole ownership period. An EV costs more to buy but less to run; a petrol car the opposite.

Enter your mileage and your electricity and fuel prices above to see the real break-even for your situation.