Work out your monthly lease payment, the total of all payments, the buyout value and the total cost — including the initial deposit, residual value and interest rate.
Check car lease and loan offers.
Total cost = deposit + all payments + buyout. Finance cost = total cost − vehicle value. Estimate only; a real offer depends on the lender (fees, GAP insurance, VAT/tax).
The lease payment repays the financed amount (vehicle value − deposit) less the discounted residual (buyout) value, at the given interest rate. A high residual lowers the monthly payment, but the buyout amount falls due at the end.
Total cost assumes you buy the car at the end: deposit + all payments + buyout value. The gap between that and the vehicle value is the finance cost (interest and margin).
It is the amount you pay to own the car at the end of the lease, given as a % of the starting value. A higher buyout lowers your monthly payment but raises the lump sum due at the end.
It depends on the interest rate, fees and your tax situation. Businesses often gain tax advantages from leasing; for consumers a loan can be simpler. Compare the total cost of both.
No — it models the financing only. VAT/tax, insurance, GAP cover and extra fees should be added separately per the lender's offer.
No — everything is calculated locally in your browser.
The monthly payment isn't the whole story. The real cost of a lease is driven by the deposit, the residual/buyout value and the interest rate — plus extra fees the calculator doesn't cover.
Enter the vehicle value, deposit, buyout and interest rate above to see the payment and the total cost of the lease.