About Finrato

Finrato is a free collection of independent financial calculators that help you make sense of everyday money decisions — loans, household budgets, take-home salary, compound interest, inflation, debt payoff, renting vs buying and more. It is available in English, Polish and Latvian.

Our mission

We believe everyone should be able to run the numbers before making a financial decision — without spreadsheets, sign-ups or jargon. Every calculator on Finrato is designed to be fast, clear and completely free to use.

Privacy by design

Our calculators run entirely in your browser. The figures you enter are never sent to or stored on our servers — your data stays on your device. No account and no registration are required.

Independent and transparent

Finrato is an independent project. We are not a bank, lender, credit broker or financial adviser, and our tools are provided for information and education only — they are not financial advice. The site is funded by advertising and affiliate partnerships; you can read the full details on our Legal & privacy page.

Who is behind Finrato

Finrato is built and maintained by an independent developer based in Scotland, United Kingdom, with a focus on clean, accurate and genuinely useful tools that respect your privacy.

Contact

Questions, feedback or a correction? Email us at [email protected]. For our terms of use, affiliate disclosure and privacy & cookie policy, please see the Legal page.