Work out your monthly repayment, total cost and total interest. Free, online, no sign-up.
Check current rates and pick the lowest monthly payment.
Results are for information only and do not constitute an offer. Actual terms (APR, fees, insurance) are set by the lender's agreement.
We use the annuity (equal-payment) formula: payment = principal × monthly rate × (1+rate)^n / ((1+rate)^n − 1), where n is the number of payments and the monthly rate is the annual rate divided by 12.
No — it uses the loan amount and nominal interest rate. APR (which includes fees and insurance) depends on the specific offer and is provided by the lender.
No. The whole calculation runs in your browser — nothing is sent to a server.