Work out your take-home pay from a gross salary (UK, 2025/26) after Income Tax and National Insurance.
Simplified 2025/26 model: Personal Allowance £12,570 (tapered above £100k), Income Tax 20/40/45%, employee National Insurance 8%/2%. It does not include pension contributions, student loan, salary sacrifice, Scotland's separate income-tax bands, or other adjustments. The result is an estimate and is not advice or a payslip — verify with HMRC or your employer.
Income Tax (after your Personal Allowance) and employee National Insurance. What's left is your take-home (net) pay.
No — it's an illustrative estimate. Check your payslip or HMRC for exact figures. Note Scotland has different income-tax bands.